This morning (Montréal time), I will give a talk for the Financial Conduct Authority in London, in the UK, on “Demystify fairness and discrimination in insurance, and avoid some pitfalls“. What’s unique about insurance is that even statistical discrimination, which by definition is devoid of malicious intent, poses significant challenges. Because, on the one hand, policymakers would like insurers to treat their policyholders equally, without discrimination based on race, gender, age or other characteristics, even if it could make (statistical) sense to (indirectly) …