This post was written with Laurence Barry and Ewen Gallic, in French, in November 2019 (see hal-02350006) Insurance policies are classic examples of random contracts. This forces insurers to regularly quantify this uncertainty, to calculate probabilities in order to propose “fair” premiums for the commitments they are going to make. Isn’t it time to question this practice, at a time when artificial intelligence is exploding, offering predictive algorithms of a precision never seen before? At a time when big data / big brother could … <a href=“https://freakonometrics.hyp